Through our unique program, owner builder financing is still possible through a select few local and national construction to permanent loan providers. By choosing to work with a DIY Pro to build your new home and act as your own GC with our support enables you to receive owner builder financing.

Most of the lenders that we work with will not allow owner builders without the support of a company like ours, without a large down payment and documented experience in the construction industry.

Financing Options

We have relationships with multiple lenders to provide you with the perfect loan to fit your needs. We aren't tied down to one lenders program. So, whether you're an experienced builder or an owner builder with no building experience, we can help you.

We Offer the Widest Range of Products

• Loan amounts from $50,000 to $2,000,000
• Up to 100% financing
• Equity in land can be used as down payment for loans that require a down payment
• Cross collateralize current home for down payment if needed.
• Land purchase included in the loan.
• Rates start at 6.95% during construction.
• Borrowers can act as own General Contractor (no site supervisor).
• 2-4 Family OK
• Non-owner occupied OK
• Renovation loans OK, up to 90% appraised value on single family homes.
• Full income documentation, self-employed, limited income and stated income programs
• Less than perfect credit OK
• Lot ONLY loans $35,000 - $1,500,000
• Construction ONLY loans
• Commercial Construction $75,000 - $5,000,000 to 75% LTV
• Land development to 65% LTV, loan amounts $150,000 - $1,500,000
• Builder Loans even with less than 4 years experience.
• True Owner Builder Loans w/ assistance and w/o assistance.
  
  

Owner Builder Financing Pre-Qualification

Pre-qualification for owner builder financing is nearly as easy as qualifying for a refinance. The only information needed to see if you qualify are your current liabilities, current income, and the proper documentation.

Once pre-qualified, we will know the maximum loan amount you qualify for. From that point, we can go over your plans, the land cost, and come up with a budget in order to close on your construction to permanent loan.

Get Started Now

If you're ready to build your own home, CLICK HERE to fill out our contact form. The first step would be to get pre-qualified. Upon receiving your contact information we can then speak with you about building your own home, then send you an pre-qualification form. We look forward to assisting you.